Feed: How to deal with private long term disability benefits when - AggScore: 10.7

How to deal with private long term disability benefits when sometimes I do improve somewhat?

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pI received a letter from my long term disability insurance company stating they are cutting off my disability benefit for severe bipolar disorder because I am well enough to return to work their standard is any occupation, but it would be full time work the policy allows part time work. I have very severe bipolar disorder and have been extremely suicidal and in and out of the hospital over and over for the past 4 years, and have improved about 30 but bipolar does that on its own it is an intermittent disorder. I am never well enough to work full time or even 20 hours a week it is very severe I have a social worker etc. Bipolar is DEFINED by being intermittent my case has been unusual in that it has been so chronic. They know I have been very ill back to 1995, when I went on disability it is very clear, I will never recover from this illness.So does anyone know how long term disability is SUPPOSED to work for severe disabilities that are well proven to have times of temporary remission It isnt reasonable for them to say I can go back to work when I will only last a couple weeks, then be back in the hospital. Im sure you fibromyalgia sufferers and back pain folks have been thru this stuff before. Thanks.p