Summary: CAn I get an auto loan with a 562 credit score?
Ok, so I have a recent dispute on my credit score where I am being charged for something that I did not buy. I had my wallet stolen that contained all of my personal document (credit cards, license, social security card etc…) and I suspected that someone was trying to use my credit. [...]
Ok, so I have a recent dispute on my credit score where I am being
charged for something that I did not purchase. I had my wallet
stolen that contained all of my personal document credit cards,
license, social security card etc... and I suspected that someone
was trying to use my credit. Anyhow, I have been monitoring my
credit for the past year and then this comes up last month. I am in
desperate need to purchase a new or used vehicle but I cannot
obtain a loan from Wells Fargo very conservative even though I have
a substancial amount in my savings and checking and have been a
client since 2003. Would you think it is possible to get an auto
loan new or used at a dealership I am thinking Toyota might be the
way to go due to the recent back lash on their defective cars. I
make 3500 a month, a steady job, I pay all of my other bills on
time but my credit was none the less shot to shit due to this bogus
charge. I am willing to drop about 2500 as a down and I honestly
only want to purchase a car that is about 10k and def no more than
15k. Is there anyway that I could get a loan at a semi decent
interest rate
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