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Summary: Can I shift a credit card balance from my Girfriends 29.9% APR credit card to my 0% APR credit card?


Basically my Girlfriend is getting screwed by HSBC on a 29.9 APR credit card and because of the recession is finding it hard to get a 0% credit card to shift the debt. So currently she pays £50 a month towards the debt but is then charged £35ish by HSBC. Now I have a good [...]

Can I shift a credit card balance from my Girfriends 29.9% APR credit card to my 0% APR credit card?


pBasically my Girlfriend is getting screwed by HSBC on a 29.9 APR credit card and because of the recession is finding it hard to get a 0 credit card to shift the debt. So currently she pays 50 a month towards the debt but is then charged 35ish by HSBC. Now I have a good credit history and could easily get a 0 card. But my question is Is it possible to shift her debt onto a card that I Potentially apply for That way she can pay the debt within 1 and half ish years rather than the rest of her life.brApparently you can do balance transfers between people you cant use your credit card to pay her credit card bill.See this about the balance transferhttpcreditmanagement.bestmanagementarticles.coma10431howcanitransferabalancefromsomeoneelsescreditcards.aspxThere may be other options for her. I would contact Citizens Advice Bureau for free advicehttpwww.adviceguide.org.ukp
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Date Added: 01/22/2011
Date Approved: 01/22/2011
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