Feed: Dr. Jonathan Savard, Ph.D. - EzineArticles Expert - AggScore: 72.7

I got an email the other day from someone who was up late the other night watching a cable show on one of those channels that is far off the beaten track. Apparently, he could not sleep because he was brooding about his personal debt load. The show broke for a commercial and he found himself listening to a commercial with a washed-up actor who claimed to represent a company that would consolidate his bills and maybe even cut his obligation in half!

In his 5th article in a series on the management of credit and credit repair, Dr. Savard alerts us to the latest new tactic being used by unscrupulous credit card companies to collect additional fees and damage your credit rating. He offers us some clear-cut suggestions to deal with this new trend as we continue our journey to better credit.

Welcome back, and thank you for joining me on our journey to financial security! As you may remember from an earlier report, I was motivated to start this series of articles after learning my credit was damaged by a thief who cleaned out my checking account using forged checks. He also used my social security number to open several fraudulent cell phone accounts in a city where I never lived!

In his fourth article in a series on credit management and repair, Dr. Jonathan Savard provides us with a powerful tool for removing disputes with credit bureaus. Follow the simple steps he provides and your credit rating might increase by up to 100 points!

In his most controversial article yet, Dr. Jonathan Savard shares a stunning piece of advice about managing your credit card debt during the financial credit crisis. His advice flies in the face of conventional wisdom and you may doubt him, until you read his powerful analysis. This tip will make a huge difference in your ability to weather our gathering financial storm.

The first article in a series providing step-by-step methods to improve your credit score and repair credit. This article describes the first steps to taking control of your credit rating. It teaches you to order a completely free credit report and provides you with the contact information for the major credit reporting agency. You will learn it is simple to improve the quality of your credit report if you follow a few simple steps. Future articles will show you how to slyly outsmart the credit bureaus at their own game!