Stop Foreclosure Option

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Stop Foreclosure Option

Stop Foreclosure Option

Has Anyone Used A Service To Stop Foreclosure, Or Workout A Payment Plan? How Did It Work For You?Which company did you use? What were the fees? What options did they offer? And most importantly did their services actually help? Thank you for your personal testimonies! [ Read More ]

I Want To File Bankruptcy To Stop A Foreclosure, To Buy More Time To Get A Short Sale, The Deed Is Joint?If I file bankruptcy, will it Stop the foreclosure? We have been trying to sell the house since Jan. We have sent in two short sale offers and both were denied. The house is now in the Foreclosure status and I am afraid we are running out of time. Also, if I file bankruptcy, will it affect my ex if he is still on the deed? If so...can he file a quick claim to release his name from it? Will the bankruptcy completely Stop the foreclosure...or will it continue with my ex? Is there even an Option where I can let the house go, have a clean slate and continue to start over once I file bankruptcy. Will they still go after my ex or just take the house? [ Read More ]

Can HUD Have A Bank Stop Foreclosure?or is it up to the lender. We have been told we qualify for 2 different options by a HUD counselor. Can the bank refuse to cooperate? We do pay our bills we were set back by Hurricane Ike. We have contacted the bank, but they are not trying to work with us. [ Read More ]

Is It Ever Too Late To Stop Foreclosurewe really don't want to lose our home and at first had this defeated attitude now we are realizing we have more options than we thought. is it too late to act on them? the Foreclosure process started in april or may and we live in ohio if that helps. we went to court about a month and a half ago or so with the Option of reinstating our loan but we haven't turned the proper paper work in yet. what would be some good steps to take from this point to save our home? thanks. [ Read More ]

Can One Take A Second Hardship Withdrawal To Prevent Foreclosure.?I took a hardship withdrawal earlier this year to Stop Foreclosure on my house. My business has not picked up and I am in the same position again. I am confident my situation is temporary and I want to take another hardship withdrawal to get caught up on my mortgage. Is the second withdrawal allowed or is this a 'one time' Option that I have used up? [ Read More ]

Can Any One Help With Info On Stopping Foreclosure???! HELP!!!?my Brother and my two small nephews are getting evicted from their house because of foreclosure...because of late payments...and my brother is 6 mos behind...he had a bad motercycle accident and is no longer able to work and is on permanent dissability...the reason he is late is because it took the dissability people months to give him his claim...he has a lawyer trying to sort things out...i want to help him find out if he has any other options to Stop the foreclosure...any info will be greatly appreciated... [ Read More ]

After Long, Sleepless Nights, We've Decided That Foreclosure Is The Best Option For Us. Next Step???Our house is 150k in the hole, payments will increase soon, it's just time to let it go. But, we have a 2nd (HELOC). Should we Stop payments on the 2nd, while continuing to pay the first for a couple of months? We want the bank with the 2nd to start the Foreclosure proceedings and that will be their one action per CA law and they can't sue us for the bal? Is this correct? [ Read More ]

I Bought A House, And Now Foreclosure Is An Option What To Do??I bought a house about 7 months ago with my then fiance. She let after only 1 month and the payment was based on both of our incomes. Now my savings have dwindled to nothing and I have been told I will be layed off in 2 months if I don't take their job offer in another city. I have had my house for sale for 4 months and no 'bites' at all and now I am wondering what would happen if I Stop paying and let the bank foreclose? What are my possible options -I cannot afford to keep the house and would like to get out(my company has offered me another job in another city -with a paycut).I have an FHA loan and my ex-fiance is also on the mortgage- what would I be liable for if I just Stop paying?I have 2 months left here-should I live 'rent free' for those 2 months and build my savings back up a little and let the bank figure out I am not going to pay ? Or should I inform the bank of my intentions?Also what effect on my credit rating will a Foreclosure have?I have had excellent credit and have [ Read More ]

I Own An Investment Property That Is Now Inhabitable. What Are My Options To Stop Losing Money?Due to the neigboring unit's overflooding, my unit flooded causing major mildew damage. The property is inhabitable and the area has rundown. I do not want to pay mortgage every month for a property I can not sell and can not rent. I need to find the best Option to cut this problem without losing anymore money or taking a big credit hit. I don't know whether to let it foreclose or pursue a deed in lieu of Foreclosure because I can't keep paying for a dead investment. [ Read More ]

I Was Wondering If You Can Stop Foreclosure Wants It Starts. I Was Only 2 Months Behind On Payments?they already wanted to start the process and they sent a guy out to check out the house and see what condition it was in. what are some things i can do, i got behind when my husband walked out on me. i want to save my house but i need some options also im only a co-signer on the mortgage. any help would be great. thank you. but they already sent someone out to look at my house, that was when i thought there was nothing i could do about it. the mortgage company doesnt do interest-only but ive had the house for 2 1/2 years with no late payments or anything other then recently... im really stressed and my husband said he doesnt care, he has a home to live in....i just want to make sure i can still Stop it they are saying that i am officially 3 months behind, because i sent in the mortgage payment and they gave me my cash back and then i sent in 2 of the 3 months and they sent them back. i am just really stressing because this is my home and its all i have and i dont want to lose it. [ Read More ]

Foreclosure Help: My Options List?My grandmother is currently in Foreclosure and she's trying to do a loan moddification via her loan company saxon mortgage, and if we are approved for the loan moddification, we need to pay $2,500-3,000 toward our escrow and pay lawyers fee's(or most of lawyers fee's). then we can have our interest rate lowered, as well as our payment. and whatever payments that we are behind as of now, will be placed at the end of our loan....and no more FORECLOSURE!!!...... We also have an Option to go with a forclosure lawyer, here's the email the lawyer sent me: Robert, Nice speaking with you today. As we discussed, the Foreclosure Defense Law Center specializes in stopping Foreclosure and modifying your loan. We are a law firm with a team of loss mitigation negotiators and loan modification attorneys. (www.foreclosuredefenselawcenter.us) The first step in the loan modification process is for our legal team to review your information to determine if we can help you in your situation. Also, if you have a copy of your original loan documents (RESPA/TIL), we can conduct a forensic audit to see if you were a victim of any predatory lending. If these documents are available, please fax back to us at fax #786 345-5809. My contact information is toll free #888 572-8387 x323, or email jhopkins@foreclosuredefenselawcenter.us. Thanks again and I look forward to speaking with you soon. Jim Hopkins Foreclosure Defense Law Center Tel # 954 990-1599 Fax # 786 345-5809 jhopkins@foreclosuredefenselawcenter.us Company Website: www.foreclosuredefenselawcenter.us The Electronic Communications Privacy Act covers this electronic transmitted message, 18 U.S.C. Sections 2510-2521. The information and intellectual properties contained in this transmission are confidential and intended only for use of the individual named above and are not to be reproduced or given to other parties. If the reader of this message is not the intended recipient you are hereby notified that any dissemination, distribution or copying of this communication is strictly prohibited. If you have received this message in error or there are any problems please notify the originator immediately. The unauthorized use, disclosure, copying or alteration of this message and included documents is strictly forbidden............... They require a $2,000 retainer but they say that they will hold the money in an escrow account until the 45 day loan moddification is finished between the attorney and Saxon, they claim that they can 100% take care of the whole process and make sure that we won't have to pay the up front costs to Saxon and get our loan current and fixxed. The say that the process is 45 days and would freeze our forclosure so we would not be evicted and they will solve our problems..........Help please with advice!!!!! [ Read More ]

Do You Stop Making House Payments If Filed For Fraud Lawsuit?more like the question is, can you or is it an Option for you to Stop making house payments if you are making a lawsuit against the lenders, and not lose your home due to foreclosure? idk if this makes any sense!? [ Read More ]

What Are The Repercussions Of Foreclosure?How bad would it be on my credit and life to just let the house foreclose. How long can I stay before the bank throws me out? I'm spending every dime I make trying to keep up with an a.r.m. I cant refi cuz the market is dead and my house in las vegas is worth less than what i paid for it new only 2 years ago! My credit is shot now cuz I'm spending so much on the house. It jumped from $2,200 to $3,500 overnight. I also have other expences to keep up with such as 2 small children, food. power bill, insurance etc. I've already given up my car and every other luxury I could think of. The house is beautiful inside and out however it seems the nieghborhood is turning GHETTO! I want out, badly. Nothing is working and I'm just getting further behind. Beleave me, I work everyday, no vacations, no life. How bad will it be if I just gave up? I've paid alot into this house and won't get anything back but it'll Stop the hemoraging of money Option One Mortgage is taking. Please HELP! [ Read More ]

Bank Is Foreclosing On A Condo I Am Renting. Should I Stop Paying Rent?I am renting a condo with an Option to buy. I get someone at my door looking for the owner with a Foreclosure notice. Problem is, no one can locate the own. My rent check was not cashed by him last month. Someone told me just to Stop paying rent all together until it is determined who owns the place? In Illinois, foreclosures usually take 9 months to a year. Question is, do I have to pay rent? [ Read More ]

Stop Foreclosure Option